The better way to pay

Make it easier to pay for everyday purchases

4.9 App store rating

• Spend up to $1,000
• Pay nothing today
• Always interest free*
• Spread repayments over a month or longer
• $9.95/mth account fee or $0 if nothing owing

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• Apply for $1,000 - $5,000
• Pay nothing today
• 3 - 6 months interest free^
• $9.95/mth account fee or $0 if nothing owing
• One off establishment fee up to $99 may apply

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*Zip Pay. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
^Zip Money. Interest free term subject to minimum spend and promotional partner offer. Available to approved applicants only and subject to completion of satisfactory credit check. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. The repayment advertised will repay the transaction balance within the interest free period. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Minimum monthly payments are required – paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum, as at 1 May 2023. Other charges may be payable. Interest, fees and charges subject to change, see T&Cs and your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.